Products

Policies For All Sectors

We are a one-stop-shop for all credit management solutions with highly tailored products designed to meet the needs of clients in all vertical sectors. For example, we realise that the credit needs of the construction sector are very different from retail.

We use our expert market knowledge of all the different vertical sectors to create specific policies which are optimised for customers within those specific markets.

Simplicity (Commercial risks)

Off-the-shelf SME whole-turnover policy up to £4m turnover, 60% indemnity for ‘blind’ cover but ‘enhanced’ cover available at 90% indemnity if grading service used and buyer grade is 1 to 6

Trade Builder policy (Commercial risks)

Trade Builder
SME whole-turnover policy up to £15m turnover, fixed premium / no declarations, fixed limit fee

Trade Builder Plus
SME whole-turnover policy up to £15m turnover, fixed premium / no declarations, fixed fee for Approved Limits and a set number of UK/Irish Credit Intelligence Opinions

Commercial Risks policy

Trade Credit Manager
Whole-turnover policy

Trade Flex
Top accounts policy: cover for Approved Limits above a Key Account Level

Trade Secure
Excess of Loss policy: catastrophe cover above AFL,100% indemnity, losses arising basis, cover for insolvency only, fixed premium / no declarations

Trade Select
Fixed Time – Specific Account policy: cover for a single risk, fixed premium / no declarations
Turnover Declaring – Specific Account policy: cover for a single risk, turnover-declaring basis
Balances Declaring – Specific Account policy: cover for a single risk on basis of declarations of monthly debtor balances

Timber Trade Credit Manager
Whole-turnover policy for timber agents with addition of trade-specific addendum

Commercial & Political Risks policy

Trade Builder Worldwide
SME Whole-turnover declaring policy up to £5m turnover, blended premium rate, excludes high political risk markets

Trade Credit Manager Worldwide
Whole-turnover policy

Trade Flex Worldwide
Top accounts policy: cover for Approved Limits above a Key Account Level

Trade Secure Worldwide
Excess of Loss policy: catastrophe cover above AFL,100% indemnity, losses arising basis, cover for insolvency only, fixed premium / no declarations

Trade Select Worldwide
Fixed Time – Specific Account policy: cover for a single risk, fixed premium / no declarations
Turnover Declaring – Specific Account policy: cover for a single risk, turnover-declaring basis
Balances Declaring – Specific Account policy: cover for a single risk on basis of declarations of monthly debtor balances

Timber Trade Credit Manager Worldwide
Whole-turnover policy for timber agents with addition of trade-specific addendum

World Policy (Commercial & political risks)

Euler Hermes Group whole-turnover policy for multinational clients

Contractor Commercial Risks policy

Trade-specific policy for construction/engineering clients involved in contracting

Contractor Commercial & Political Risks policy

Trade-specific policy for construction/engineering clients involved in contracting

Travel Trade Credit Manager policy (Commercial risks)

Trade-specific policy for tour operators covering insolvency of travel agents

Finance Commercial Risks policy

For companies providing finance via non-recourse factoring or import finance

Finance Commercial & Political Risks policy

For companies providing finance via non-recourse factoring or import finance

Securitisation Risks policy (Commercial risks)

For the securitisation of trade receivables using a Special Purpose Vehicle

Securitisation Risks Worldwide policy (Commercial & political risks)

For the securitisation of trade receivables using a Special Purpose Vehicle

Advanced Payment Protection Commercial Risks policy

Covers contractual pre-payments made to a supplier in anticipation of delivery of goods / services

Advanced Payment Protection Commercial & Political Risks policy

Covers contractual pre-payments made to a supplier in anticipation of delivery of goods / services

Advanced Payment Protection (3rd party beneficiary) Commercial Risks policy

Covers contractual pre-payments made to a supplier on behalf of a 3rd party in anticipation of delivery of goods / services to the 3rd party

Advanced Payment Protection (3rd party beneficiary) Commercial & Political Risks policy

Covers contractual pre-payments made to a supplier on behalf of a 3rd party in anticipation of delivery of goods / services to the 3rd party

 

For information on Euler Hermes Bonding services please visit us online.